You can still open a U.S. bank account as a non-resident by using your passport, visa, and proof of address. Some banks, especially online banks like Mercury or Payoneer-supported accounts, allow foreigners to apply without an SSN/ITIN.

Practically, most traditional banks (Chase, Bank of America) will ask for an SSN or ITIN, so your best bet is a fintech or online bank tailored to non-residents. If you form a U.S. LLC, you can use your EIN as the tax ID instead of SSN/ITIN, which makes the process smoother. Services like Business Globalizer or Steady Formation often guide non-residents through LLC setup plus U.S. banking.

Tip: Choose a bank that supports remote onboarding and be ready to show ID, business documents, and your EIN if applying under a company.