I’m a nonresident living in the U.S. with an ITIN but no SSN. Can I use my ITIN to apply for a credit card, or is an SSN mandatory for approval?
Answer by: abdullah-al-naim
2 months ago
Yes, you can apply for a credit card with an ITIN. Many banks and financial institutions accept ITINs as an alternative to SSNs for identification. However, you’ll need to provide proof of income, a U.S. address, and establish a credit history to improve your chances of approval. Some institutions like Capital One or American Express offer credit cards specifically for individuals with ITINs.
