I’ve just started selling online and keep hearing warnings about chargebacks. I’m wondering—what’s the big deal about chargebacks? Are they really that serious, and how do they actually affect my business or merchant account in the long run?
Answer by: abdullah-al-naim
3 weeks ago
A high chargeback ratio can signal poor business practices, merchant fraud, or make a business a target for fraudsters—issues financial institutions want to avoid. As a result, businesses with high chargebacks often struggle to secure banking and payment services.
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