I’m considering Mercury for my new business banking needs, but I’m unsure about the costs involved. Are there any hidden fees or charges for using Mercury for day-to-day transactions?
Answer by: abdullah-al-naim
3 months ago
Mercury offers free business checking and savings accounts with no monthly fees, minimum balance requirements, or account opening fees. You can send payments and use most services without any charges. However, there are fees for advanced features such as:
✅ Mass payments via API
✅ Non-USD business card transactions
✅ Currency exchange
✅ Premium processing for sending USD internationally
For access to advanced workflows like enhanced invoicing, Mercury Treasury account management, or more than 5 active users, you can upgrade to a paid plan starting at $35/month.
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