Upgrading from a personal to a business PayPal account does not automatically increase transaction fees. Both account types generally have the same transaction fees, though business accounts offer additional features. Fees for withdrawing funds to a credit card typically remain the same (around 2.9% for domestic transactions).

However, international payments and credit card transactions may incur higher fees. Upgrading won\’t result in higher fees unless you\’re handling large volumes or international payments.

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Form a U.S. company to get a PayPal business account
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