A payment gateway API (Application programming interface) is a set of programming instructions and standards for accessing a web-based payment gateway service. While a payment gateway generally refers to a service that allows businesses to securely process transactions made through their website. The payment gateway acts as an intermediary between your customer’s bank account to your bank during payment transactions .When a customer makes a purchase, the payment gateway encrypts and securely transmits the transaction information to the acquiring bank for processing.

When choosing a payment gateway API, it\’s important to consider factors such as the level of security, the supported payment methods, and the ease of integration. Some payment gateway providers offer robust APIs that allow for custom integrations, while others offer simpler APIs that may be easier to implement but offer fewer customization options.

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