Here’s a list of some of the top payment gateways that are widely used by online stores:

1. PayPal

Popular for: Universal acceptance, ease of setup, and buyer protection.
Key Features: Works with both credit cards and bank transfers. Trusted by millions globally. Integrates with most e-commerce platforms, including Shopify, WooCommerce, and Magento. Multiple payment options (PayPal, Credit/Debit Cards).Offers in-depth fraud protection.
Fees: Generally 2.9% + $0.30 per transaction (varies by country).

2. Stripe

Popular for: Flexibility and developer-friendly API.
Key Features: Supports multiple payment methods (credit cards, debit cards, Apple Pay, Google Pay).Recurring billing and subscription management. High level of customization with APIs for developers. Strong focus on security and fraud prevention.
Fees: Typically 2.9% + $0.30 per transaction.

3. Square

Popular for: Simple and streamlined POS and online payments.
Key Features: Seamless integration with Square’s POS systems. Easy-to-use interface. Free online store for small businesses. Great for small businesses that need both online and in-person payment processing.
Fees: 2.6% + $0.10 per in-person transaction, and 2.9% + $0.30 for online payments.

4. Authorize.Net

Popular for: Versatile payment gateway with lots of integrations.
Key Features: Supports recurring billing, subscription management, and advanced fraud detection. Works with many merchant accounts. Customizable APIs and integrations for developers. Excellent customer support.
Fees: $25 monthly gateway fee + 2.9% + $0.30 per transaction (depends on your merchant account).

5. Amazon Pay

Popular for: Leveraging Amazon’s massive customer base.
Key Features: Customers can pay using their Amazon accounts. Fast checkout process. Offers fraud protection. Great for merchants looking to simplify the checkout process.
Fees: 2.9% + $0.30 per transaction (same as PayPal and Stripe).

6. Shopify Payments

Popular for: Shopify store owners looking for a native solution.
Key Features: No transaction fees if you use it on a Shopify store. Direct integration with Shopify, allowing you to manage all payments directly from your Shopify admin. Supports multiple currencies. Credit card payments, Apple Pay, Google Pay.
Fees: 2.9% + $0.30 for online credit card rates (varies based on your Shopify plan).

7. 2Checkout (now Verifone)

Popular for: Global merchants who need support in multiple countries.
Key Features: Supports 87 currencies and 15 languages. Works with popular e-commerce platforms like Shopify, Magento, and WooCommerce. Handles taxes, recurring payments, and subscription billing. High level of fraud protection.
Fees: 3.5% + $0.35 per transaction.

8. Braintree

Popular for: Comprehensive service offering (acquired by PayPal).
Key Features: Accepts PayPal, credit/debit cards, and even cryptocurrencies. Advanced fraud detection tools. Excellent for subscription-based businesses. Easy API integration for developers.
Fees: 2.9% + $0.30 per transaction (similar to Stripe and PayPal).

9. Klarna

Popular for: Offering \”buy now, pay later\” options.
Key Features: Customers can split payments or delay them, boosting conversions. Multiple payment options, including \”Pay later\” and \”Pay in 4.\”Popular with younger consumers. Offers excellent fraud protection and customer service.
Fees: Varies based on the country and the service you use.

10. Adyen

Popular for: Large global businesses (used by companies like Uber and eBay).
Key Features: Supports 250+ payment methods and 187 currencies. Real-time data insights and advanced fraud prevention. Omnichannel payment processing (online, mobile, in-person).Offers a unified commerce solution.
Fees: 2.9% + $0.12 per transaction (for credit card payments, varies by country and method).

These gateways vary depending on your business size, location, and specific needs, such as multi-currency support, ease of integration, or advanced fraud detection.

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